The #1 Thing Most People Aren't Doing For Their Health (and it has nothing to do with diet or exercise!)
There’s something so many of us are taking for granted.
Something that could make a huge difference in our health.
It could help make a health issue easier to manage, and even prevent new conditions from happening.
It’s not about eating more vegetables. Not about walking daily. Not even about taking your medications. Well, not directly.
It’s about using your health insurance to the fullest extent.
That’s right. Most of us have health insurance with a ton of benefits that we don’t take advantage of! Some companies provide discounts to gym memberships (or even full coverage), health programs like the Diabetes Prevention Program, trials for acupuncture and more!
But you need to do the research. Check out your health insurance’s website to see what they offer.
One thing many health insurance providers cover is preventive nutrition counseling with a registered dietitian.
And as a registered dietitian myself, I think this. Is. Awesome! It only makes me sad more people don’t use their benefits to see a dietitian - often times at 100% covered!
Why let something like this go to waste?!
How can you find out if you have nutrition counseling coverage?
Follow these steps to find out. Be sure to write down the information you get!
Call the 800- number on the back of your health insurance card and speak with a representative
Ask if you have nutrition counseling services. CPT codes for services are 97802 and 97803. If they say no to both of those, try 99401, 99402, 99403 and 99404.
You will want to find out if there is any specific diagnosis needed. You can ask about preventive nutrition, which uses ICD-10 code Z71.3. If they say no, ask if there are any diagnosis requirements and what codes would be needed. Write them down. You may not have these diagnoses but it could be helpful for your doctor and dietitian to know. Some health insurances limit nutrition counseling to diabetes and kidney disease management.
Find out how many visits you have per calendar year. It could be anywhere from zero to unlimited.
Do you have a deductible you need to meet? Find out if you do, and how much. If you need to reach a deductible, you can request a superbill from your provider/specialist. This is basically a receipt that you can send to your health insurance provider that will go towards your deductible. Once you meet your deductible, you may have 100% coverage.
Ask about any copay required to see a registered dietitian. This information may be on your insurance card - check for specialist copay.
Do you have out of network benefits? If yes, you may not be required to see a dietitian in-network. If no, ask where you can get a list of dietitians that are in network for you.
Are telehealth services covered? Some times they will know this immediately and sometimes they won’t. You may be able to ask about location code 02 or modifier code GT. (This is not required to work with a dietitian, but my services are virtual and I use these codes when billing insurances.)
So call now and start using the benefits that you (or your employer) are paying for! Keep yourself healthy and surround yourself with a team that wants the best for you and are willing to do what they can to get you to the goals you want to achieve.
Do you still have questions about your health coverage? Feel free to reach out to me or book your free 20-minute consultation!